One of the clearest effects of the crisis has been the closing of the credit tap by banks, which have passed to grant mortgages by 120% of the value of the House not to grant more than 80% of the appraised value. Another of these effects is the great accumulation of property arising from banking institutions that accumulate and embargoes that need to sell ASAP. The high number of foreclosures that have occurred so far have provoked that banks accumulate large amount of houses that need to sell as soon as possible to obtain liquidity. Well, as expected, banks have decided you improve the conditions of the mortgage if you decide to buy one of his houses. Thus, entities such as Banesto, Caja Granada, Cajamar, ICU, etc.. they are offering financing to buyers of their homes from 100% to 110% of the value of buying and selling, depending on each entity and each case, with very competitive interest rates and repayment terms longer than 35 years. The real estate Unicasa in Malaga, has risen to cart along with these entities and already has on its website a section aimed at these floors who accumulate high discounts, even superior to 50%, and banks that also incorporate all the mortgage advantages that have been detailed before. Take advantage of your Bank and get significant rebates on the purchase of your new home. And all this with the confidence that offers a real estate company with more than 18 years of experience in the sector.